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 It's about more than just checking. It's about using the financial institution that is owned by its members — you!Checking Account Application Check Card Application Simple Checking — That’s right, simple. There are no minimum balance requirements, your first box of Electrus checks are free and you can clear up to 50 checks per month with no monthly fee ($5 per month when more than 50 checks post to your checking account). Check Card — Once approved, you’ll have a card that works like a check. Just swipe it at the grocery store, shopping mall, restaurant, anywhere! You’ll receive a receipt and your transaction will appear on your monthly checking statement for easy tracking. What’s even better, there is no fee for using the card for purchases. ATM Account Access — For the ultimate convenience, your check card also acts as an ATM card giving you eight free ATM withdrawals a month ($1.50 for each additional withdrawal). Owner of ATM may surcharge. Cash machine transactions may carry a fee (depending on how many you complete during each statement cycle). Additional fees charged by cash machine owners will be posted to your account. Checking Line-of-Credit — Once approved, use it as an automatic, pre-approved loan or use it for overdraft protection. Either way, you’re always covered. Call 763-569-4000 to apply for a Line-of-Credit. Direct Deposit — Your recurring paychecks can be automatically deposited for you so you’ll have immediate access to your cash. Click here to print a copy of the Direct Deposit form. Fill out and give it to your payroll department. Anytime Account Access — Call toll-free at 888-343-7272 or locally at 763-503-5900, or visit CU Online for secure phone and web access to your accounts 24 hours a day. Online Bill Pay — Make life easier on yourself. Use Online Bill Pay and eliminate the tedious task of paying bills. Get more free time to do the things you want. Your first month is FREE and it’s only $5.95 per month after that. For more information on how Online Bill Pay can save you time and make your life easier click here: Online Bill Pay. Numerous Check Designs — Express your personality and character with your choice of a collection of attractive designs. You can view the check options and even order new checks online here. To get started with your EFCU checking, fill out the Checking Account Application and mail it to Electrus Federal Credit Union, 7100 Brooklyn Boulevard, Brooklyn Center, MN 55429. Return the application with an opening deposit of $100 (this is not a minimum balance). Checking Account Switch Kit To make an easy switch to EFCU checking, fill out this form and send it back to us. We'll handle it from there. You enjoy the benefits. Checking Account Frequently Asked Questions Check Card Frequently Asked Questions |
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