Electrus Federal Credit Union is committed to protecting the privacy of our members. In general, you can visit us on the World Wide Web without disclosing to us who you are or revealing any information about yourself. If you contact us to inquire about any of our services, either by using our e-mail service or by filling out an on-line application for any of our services, we will collect information about you which is necessary to process your service request. We want you to know how we will handle that information.

If you visit our Web site, Electrus Federal Credit Union will collect and store information on the domain you use to access our Web site, the Internet address from which you linked directly to our site, and the date and time of your visit. This information is used to measure the number of visitors to the various pages on our site to better serve our membership.

If you e-mail us via our e-mail address, we will use the information you provide willingly in your e-mail to process your service request.

If you fill out an on-line application for any of our services, we will use the information you provide willingly on any or all of our on-line applications to process your service request.

It is our policy to treat any information collected about you through your use of this site as strictly confidential. Our staff will have access to the information provided by you, but we will not share any information provided by any of our members with any third party unless that party is a vendor that provides information necessary to process your service request. An example is the credit reporting bureau with which we contract to review your credit file before granting a loan.

Cookies are pieces of data placed on your computer’s hard drive by a Web server that allows it to monitor your visit, usually without your knowledge.  Cookies help Web sites recognize return visitors by giving data back to the server.  Most cookies cannot reveal any personally identifiable information about you unless you choose to provide it as a user on a site.

 The Credit Union uses cookies to personalize your online experience with us.  For security reasons, we do not embed your social security number, password, or other personal information in our cookies.

You can set your browser to reject cookies.  However, if you choose to reject cookies, you cannot use CU Online Banking with the Credit Union.  You can also set your browser to warn you when placement of a cookie is requested and decide whether or not to accept it.  If you are concerned about accepting cookies, you can choose to reject cookies when you are just browsing and accept cookies when you want to conduct online transactions.  We suggest you review the privacy policies of the Web sites you visit before you decide whether to accept cookies from them.

Secure Socket Layer (SSL) technology protects the information you provide to us online.  SSL is the leading security protocol for data transfer on the Internet.  This technology scrambles your account information as it moves between your PC’s browser and the Credit Union’s computer systems.  When you do transactions with us online SSL helps protect the safety and confidentiality of your information.

We recommend that you complete your online transactions and log off before surfing to other sites or turning off your PC.  We also suggest that you do not surf to other sites during your online banking session.

Our Web site, does not knowingly collect or use personal information from children under 13 without containing verifiable consent from their parents.  If a child is sending personal information to us and we are aware that the child is under 13, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice.  If you link to another site from any of our pages, you are leaving our site pages and Electrus Federal Credit Union cannot be held responsible for the data collection and use practices of the linked Web site.  For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC Web site: www.ftc.gov

If you link to another site from any of our pages, you are leaving our site pages and Electrus Federal Credit Union can not be held responsible for any information that may be gathered at a linked site. If you have questions about this policy, please contact our Member Service Department at 763-569-4000 or 1-800-252-4239.

Electrus Federal Credit Union Privacy Notice
Electrus Federal Credit Union is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. In addition to serving your financial needs, we respect your confidentiality and have always been committed to protecting your privacy. We want to assure you that we will continue to protect the privacy of our members. We are required by law to give you this privacy notice that explains our information collection practices. If, after reading this notice, you have any questions, please contact us at 763-569-4000 or 1-800-252-4239.

What follows is a description of the information we collect and disclose, including the parties who receive nonpublic information from us as we conduct the business of the credit union.

Information We Collect About You
We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms;
  
• Information about your transactions with us, our affiliates, or others;
  
• Information we receive from a consumer reporting agency;
  
• Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employer(s), or from other institutions where you conduct financial transactions.

Notices, Terms, and Conditions
 
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright © Harland Financial Solutions, Inc. All Rights Reserved.