Electrus Federal Credit Union

 Fee Schedule













Account Inactivity Fee$15 per quarter/No transactions in 12 months and combined share balances fall below $500. Members age 21 or under exempt.
Cash/Check Card (ATM) Transactions*First eight (8) withdrawals free per month; $1.50 for each additional withdrawal. Free check card/cash card (ATM) deposits.
Card Renewal Fee (if no use in one year)$25.00 (Visa Credit, Debit/Check and ATM Cards)
Cash Card (ATM) Replacement$5.00 per card (lost/stolen/damaged)
Duplicate Cash/Check Card PIN$3.00 per request
Certified Checks$5.00 per check
Check Copies$3.00 per copy
Checking AccountFifty (50) checks may post per month at no cost. $5.00 per month when more than 50 checks post to your checking account.
IRA Account/Transfer Out$25.00
Overdrafts/Returned Items$23.00 per item (includes ATM, check card, checks or electronic payments)**
Personal Checks/Check PrintingPrices vary with quantity, style and design.
Record Research (Includes statement reconciliation and aid in balancing checkbook.)$25.00 per hour ($5.00 minimum)
Returned Deposited Checks (NSF)$23.00 per check
Stale Dated Official Check$25.00 per check
Statement Copies$2.00 per page
Stop Payments (includes preauthorized payments)$23.00 per check or a series of up to 25 checks
Teller's ChecksFirst six (6) free per month. $2.00 for each additional check.
Travelers Cheques$1.00 per $100.00 in Travelers Cheques
Vac/Hol Manual Check Withdrawal$15.00 per check
Visa/Check Card Recovery Fee$65.00 (direct pass-through charge)
Mortgage Application Fee$50.00 (Other fees disclosed on good faith estimate)
Loan Filing FeesDirect pass-through charges
Wire Transfers
Incoming
$5.00
Domestic Outgoing$10.00
Foreign Outgoing$30.00
Other Fees
Account Reopening Fee$10.00 (if reopened within six months of member closing)
Late Title Filing Fee$15.00 per month (after four months from disbursement date)
Legal Action Fee/Collection Items$25.00
Loan Late Payment Fee$15.00 after 10 days
Returned Statement$5.00 per month
* Will show on your periodic statement as ATM fee.
** Will show on your periodic statement as an overdrawn fee.
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