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 EFCU provides loans and credit cards to meet your financial needs with affordable interest rates and repayment terms to match your budget.
Visa Application
Fill out the Visa credit card application here and mail it to EFCU.
Loan Application 24x7
Complete your loan application online.
Loan Calculators
Calculate monthly payment, payoff balance, and more.
Additional Resources
- Single and/or Joint Credit Life and Single Permanent Disability Insurance available on qualified loans. Talk to a loan officer for more information.
- Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft. You can order one credit report from each of the nationwide consumer credit reporting companies: Equifax (used by Electrus and the most commonly used agency in Minnesota), Experian, and TransUnion. Go to www.annualcreditreport.com to get your free reports. (By clicking on the link you are leaving Electrus FCU's web site.)
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