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 Let EFCU help you with the home of your dreams! With an EFCU home loan, you'll get competitive rates and excellent service to meet your needs. By clicking on the links below you may be leaving Electrus FCU's web site.
Mortgages
Getting a mortgage for your new home can be easy through EFCU. As a credit union member, you can take advantage of competitive interest rates, low closing costs, and excellent member service through CU Companies, your credit union owned service organization. Members can choose from first time home buyer programs, purchases and refinances. Apply online today!
Check the status of your home loan here!
Seven-Year Mortgage Available!
If you thought your mortgage balance was too low to take advantage of the great refinance rates, EFCU has a new product for you. With our new 7-year mortgage, you'll enjoy today's great low rates with no closing costs! If you have a mortgage balance of $75,000 or less, click here to apply! (No closing cost offer requires use of your property tax statement value. If an appraisal is needed, the cost of the appraisal is paid for by the borrower. Rates and terms are subject to change without notice. Maximum loan-to-value is 75%. Longer terms are available--rates and conditions may differ from this product.)
Home Equity Loan/Line of Credit
A Home Equity Loan or Line of Credit allows you to borrow from the equity you have established in your home. It’s an easy, affordable way to borrow the money you need for things like home improvements, vacation, vehicles, room additions, etc. Apply for a Home Equity Loan or Line of Credit by contacting EFCU directly at 763-569-4000.
Rates
For mortgage rates, click here.
For home equity rates, click here.
Home Loan Calculators
Click here to calculate payment, term, loan type, and more.
 CU Realty, Inc.
If you're out shopping for a home, be sure to check out CU Realty! CU Realty is a full service Real Estate company whose agents are members of the Minnesota Association of REALTORS®, National Association of REALTORS and the Multiple Listing Service (MLS). As a member of EFCU, you can sell your home for a remarkable 4.95% commission--saving you thousands of dollars on the sale. In fact, on a sale price of $250,000, you could save over $2,600 in commission versus the typical 6% charged by many companies.
Home Insurance
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