Vehicle Loans

Vehicle Loans

Whether you're buying a vehicle or refinancing your current vehicle loan, EFCU can help you get the vehicle you want at the rate you can afford.

Loan Application
Complete your vehicle loan application online.

Vehicle Loan Rates
EFCU offers competitive loan rates to meet your budget.

Vehicle Loan Calculators
Calculate payment, term, loan type, and more.

Payment Options
For your convenience, you may sign up for any one of three loan payment options:

Direct Deposit
When you have your pay check directly deposited into your EFCU account, your monthly loan payment can be automatically deducted saving you time and money. Click here for the form.
Monthly Transfers
Arrange to have EFCU transfer your payments from your account each month. This option provides worry-free, time-saving security.
Cash Pay
You may make the payment yourself online, by automated telephone, by mail, in person, or at the after-hours drop box.

Vehicle Buying and Selling Resources
By clicking on the links below you are leaving Electrus FCU's web site.

CU Auto Resource Center
CU Auto Resource Center helps you find the vehicle you want, make the purchase, get the best deal on financing�even take care of your trade-in�in a stress-free, worry-free environment. You can buy new or used at substantial savings and never have to step foot into or haggle with a car dealership!

TMC Auto Brokers
TMC Auto Brokers has connections to a network of auto dealers and can locate virtually any make or model. They can help you save hundreds of dollars over invoice. To take advantage of this service, contact our office, click on the link above, or call 952-835-9414 or 1-888-281-6370.

Carfax.com
Use Carfax.com to get a vehicle history report. You can find out salvage history, multiple owners, damage and more.

Auto Insurance

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